CHANGE OF CIRCUMSTANCES ADVANCE
This has been updated to reflect the new increased rates for deduction from 6th April 2020
Eligibility
This is a discretionary advance given when you have had a change that is likely to increase your award. For example - adding a child to your claim, adding housing element, being awarded LCWRA, adding a partner to your claim, leaving employment and in an assessment period with no further wages.
What you will get
The computer will decide but it is suppose to be 50% of the increase subject to affordability
How to apply
You cannot apply for this advance on your online account.
Call 08003285644 or speak to your work coach.
You must agree to the repayment terms before you can be accepted. Payments can be spread over maximum 12 months.
If you are part of a joint claim, both claimants must agree.
If you need same day payment then explain your financial need and they will make a decision.
This is a discretionary advance given when you have had a change that is likely to increase your award. For example - adding a child to your claim, adding housing element, being awarded LCWRA, adding a partner to your claim, leaving employment and in an assessment period with no further wages.
What you will get
The computer will decide but it is suppose to be 50% of the increase subject to affordability
How to apply
You cannot apply for this advance on your online account.
Call 08003285644 or speak to your work coach.
You must agree to the repayment terms before you can be accepted. Payments can be spread over maximum 12 months.
If you are part of a joint claim, both claimants must agree.
If you need same day payment then explain your financial need and they will make a decision.
MAXIMUM DEDUCTION FOR ADVANCES
Single person, under 25 - £102.82
Single person, 25 and over - £122.97
Joint claim, both under 25 - £146.58
Joint claim, one or both over 25 - £178.21
Single person, under 25 - £102.82
Single person, 25 and over - £122.97
Joint claim, both under 25 - £146.58
Joint claim, one or both over 25 - £178.21
Example - if you are a single claimant, over 25 and you are already paying back £102.97 per month for new claim advance or change of circumstances advance, then UC can only collect a further £20 off you per month. This would mean that any advance offered to you would be restricted to £20 x 12 months (£140.00).
If you only have one or two payments left on the existing advance, you may wish to consider waiting until that is cleared, so that you have more 'affordability' showing on the system.
If you only have one or two payments left on the existing advance, you may wish to consider waiting until that is cleared, so that you have more 'affordability' showing on the system.
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