Not all students are eligible to claim Universal Credit, before you read more about how student finance impacts Universal Credit (UC) be sure to check your eligibility to claim UC as a student. 


Deductions for student finance
It's important to note that Universal Credit will assess your student income based on any student income you would be entitled to, regardless of whether or not you choose to apply for it (
see point 5 here and notional income here).

Student income will likely cause a deduction to your Universal Credit, use our step-by-step guide to see how much will be deducted based upon the sort of finance you receive. The same amount will be deducted for each assessment period that you are a student regardless of how your student income payment schedule is set.

To calculate your deduction for student finance you will need your student income award letter with the breakdown of amounts for the academic year and your official course dates.

To begin, select whether or not you are eligible for a student finance maintenance loan.

Eligible for a maintenance loan
Not eligible for a maintenance loan